Off-plan or Ready? Choose the Strategy That Matches Your Goals

In Dubai, you have two main paths:

A) Off-plan Properties (Under Construction)

Investing in projects under construction offers:

• lower entry price,
• flexible payment plan (e.g., 60/40 or 70/30),
• potential for high appreciation of 20–40% until completion.

In this phase, an EOI – Expression of Interest is submitted, a non-binding expression of interest with a refundable amount, giving you access to the best units, prices, and layouts.

B) Ready Properties

If you prefer immediate returns, a completed property is a suitable choice.

• For long-term rentals, returns are around 6–7% annually.
• For short-term rentals (Airbnb), you can achieve up to 10% p.a., depending on location and management.

This strategy is ideal for investors who want to start generating income immediately and diversify their portfolio across different asset types.

4. Contract Signing and Payment Plan

After selecting a project, the developer or owner will offer you a specific unit and present a Sales & Purchase Agreement (SPA).
The payment plan included may look like this for an off-plan project:

• 60/40 – 60% during construction, 40% upon handover,
• 70/30 or 80/20 – depending on the type of project.

All payments are made exclusively to a RERA Escrow Account, a special trust account overseen by the Dubai Land Department.

The developer first deposits part of the construction value into this account as a guarantee that they have sufficient funds to complete the project.
Funds from clients are released only after specific construction milestones are met, and the developer cannot freely dispose of them.
This system is among the safest in the world and protects the investor from the risk of project non-completion.

5. Ownership Registration

The registration process varies depending on the type of project:

For off-plan properties:
After signing the contract and paying the first installment, an Oqood – a temporary ownership certificate – is registered.
This document confirms your right to the unit until construction is completed and is maintained electronically by the Dubai Land Department.

For ready properties:
Upon project completion and full payment, a Title Deed – an official ownership certificate – is issued, registering you as the owner in the Dubai property registry.
The entire process is digital, fast, and transparent.

6. Property Handover and Management

After construction is completed or a ready unit is purchased, it is handed over.

If you decide to rent it out, you can expect:

• 7–10% return p.a. for new projects,
• 6–7% p.a. for ready units with long-term rentals,
• up to 10% p.a. for short-term rentals.

If you are not in Dubai, a property management team will take care of everything – from rental and maintenance to complete income reporting.

7. Summary: Investment Without Borders

Buying property in Dubai is a process that can be managed entirely online from Europe – from project selection to contract signing.
Whether you choose an off-plan strategy with high growth potential or a ready property with immediate returns, the key to success is the right partner.

INANI Real Estate guides clients through the entire process – from the first conversation to handing over the keys.
No compromises. No confusion.
Confidence in every step.

INANI – Real estate for those who lead.